No Name, No Branding, Just Mindful Compounding

Dear investor, welcome. This is a brutally honest paid investment newsletter in which I share my portfolio: every change, every mistake alongside detailed breakdown of one investment every month. I’ve been investing in the markets for a while and below is my performance summary over recent five years (2021-2025).

How is it different from other million (or more) newsletters online?

Every day, investors are overwhelmed with predictions, opinions, and market noise.

I believe, successful investing starts with understanding businesses, it’s competitive advantage and growth prospects. It has nothing to do with guessing where prices will move tomorrow.

Through detailed company research, industry analysis, and timeless investing principles, we aim to help investors make more informed decisions.

What do you Exactly Get in the Newsletter?

There is no shortage of investment opinions on the internet. What is rare — almost nonexistent — is an investor willing to show you their actual portfolio, their actual entry prices, and their actual mistakes, in writing, every month. This is that letter. We charge a flat fee of $299/year and don’t have a monthly subscription option.

Here is the list of six things that each letter contains.

Uncomfortable Undeniable Truths

Not to brag or be overconfident but we’ve done pretty well since inception with a CAGR of 19% per annum since inception and 17% since last five years. With such performance, it is easy to get used to the high returns and assume this is the norm. However, there are some cold hard truths which we want to make sure our subscribers are aware of before signing up:

• We are boring investors. We believe in investing in stocks we understand, have some insight as to why the stock will do well and are trading at valuations we are comfortable with. We might not invest in hot or trendy sectors/stocks, this might give a feeling that we are missing out.  

• We invest in a long-only portfolio. We don’t short stocks, we don’t use leverage, we try to keep it as simple as possible.

• We don’t diversify for the sake of it. We invest in companies after thorough research and if we understand it, have some insights. If we don’t understand it and don’t have any insight, we don’t invest in it. Diversification is not the mindset we operate with. 

• There will be long periods where we’ll underperform the benchmark. We cannot be sure how long they will be. Returns are not guaranteed however we believe over the course of four to five years, we will outperform the index.

• There will be stocks in our portfolio which will go to zero. We sure don’t look for them but we believe errors in the investment world are unavoidable and permanent loss of capital is likely.

• A small portion of our bets will lead to outsized returns. It is very likely that the majority of our bets lead to nominal returns or no returns.

• Macroeconomic parameters affect us in the short-term. We pay no attention at all to macroeconomic parameters like interest rates, geopolitics, debt levels and similar others however businesses do get affected with it and it will affect our performance in the short term.

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